COMPARISON
Binance Pay is tied to the Binance ecosystem. Zateway gives merchants direct, non-custodial settlement with no platform risk.
Try Zateway Free| Feature | Zateway | Binance Pay |
|---|---|---|
| Non-custodialBinance Pay holds funds in your Binance account; Zateway settles directly to your wallet | ||
| No platform lock-inBinance Pay requires a Binance account for both merchant and buyer | ||
| Flat 1% feeBinance Pay is 0% for P2P but charges fees on merchant integration | ||
| Smart-contract enforcedFee logic is on-chain, transparent, and immutable | ||
| No hosted buyer accountBinance Pay requires a verified Binance account before a buyer can pay | ||
| Stablecoin focus (USDT/USDC)Both support stablecoins; Binance supports 70+ tokens | ||
| Webhooks & APIBoth offer developer APIs for payment integration | ||
| Open-source smart contractsZateway's fee logic is verifiable on-chain | ||
| Multi-chain (6 chains)Solana, Polygon, Base, BSC, Arbitrum, Optimism | ||
| Fiat conversionBinance converts to fiat; Zateway settles in crypto |
With Binance Pay, your funds sit in Binance's custody. With Zateway, they go straight to your wallet — no intermediary, no withdrawal step.
Binance accounts can be frozen or restricted. Zateway is non-custodial — your funds, your keys, your control.
No waiting for Binance withdrawal processing. Funds settle on-chain to your wallet once payment confirms.
Buyers don't need a Binance account. Just a crypto wallet. Wider customer reach, zero friction.
REST API, webhooks with HMAC signatures, and sandbox environment. Built for developers, not exchange users.
Binance faces regulatory challenges globally. Zateway is a protocol — it works anywhere blockchain works.
Non-custodial, no platform risk, 1% flat fee. Start in under 10 minutes.