COMPARISON
BitPay pioneered crypto payments — but its custodial, BTC-centric model shows its age. Here's how a modern alternative compares.
Try Zateway Free| Feature | Zateway | BitPay |
|---|---|---|
| Non-custodialBitPay holds funds and converts to fiat; Zateway sends directly to your wallet | ||
| Flat 1% feeBitPay charges 1-2% depending on plan and settlement currency | ||
| Smart-contract enforced feesOn-chain fee logic — transparent and verifiable | ||
| Stablecoin-first (USDT/USDC)BitPay focuses on BTC/BCH; stablecoin support is secondary | ||
| 6 chains supportedSolana, Polygon, Base, BSC, Arbitrum, Optimism | ||
| No hosted buyer accountBitPay often asks for payer email and can trigger extra buyer checks on some flows | ||
| Bitcoin supportBitPay handles BTC natively; Zateway focuses on stablecoins | ||
| Fiat settlementBitPay can deposit to bank accounts; Zateway settles in crypto | ||
| InvoicingBoth offer invoice creation for B2B payments | ||
| Webhooks & APIBoth provide developer integration tools |
Zateway never touches your crypto. Funds go directly from payer to your wallet via smart contract.
Stablecoin-first means no BTC price swings between payment and settlement.
No waiting for BitPay to batch and process withdrawals. Funds arrive after on-chain confirmation.
No email gate or forced account creation at checkout. Customers just connect wallet and pay.
Clean REST API, official Node.js SDK, and real-time webhooks. Built for today's stack.
6 chains from day one. Let your customers pay on the network they prefer.
Go live in minutes. Non-custodial, stablecoin-first, and built for developers.