COMPARISON
Zateway vs Coinbase Commerce for Crypto Payments
Coinbase Commerce is convenient — but convenience comes with custody trade-offs. See how Zateway gives you full control.
Try Zateway FreeFeature-by-Feature Comparison
| Feature | Zateway | Coinbase Commerce |
|---|---|---|
| Non-custodialCoinbase Commerce holds funds in a Coinbase-managed wallet | ||
| Flat 1% feeBoth charge 1%, but Coinbase adds network fees and conversion spreads | ||
| Smart-contract enforced feesZateway's fees are on-chain; Coinbase applies fees off-chain | ||
| 6 chains supportedCoinbase Commerce supports fewer chains and primarily Ethereum + Base | ||
| Stablecoin-first (USDT/USDC)Both support USDC; Zateway also supports USDT across all chains | ||
| No platform dependencyCoinbase Commerce ties you to the Coinbase ecosystem | ||
| Direct wallet settlementFunds go to your wallet; Coinbase holds them until withdrawal | ||
| BTC/ETH/multi-token supportCoinbase accepts many tokens; Zateway focuses on stablecoins | ||
| Fiat off-rampCoinbase can convert to fiat via their exchange | ||
| Webhooks & APIBoth offer API and webhook integrations |
Why Businesses Choose Zateway Over Coinbase Commerce
True Non-Custodial
No intermediary wallet. Payments flow directly to your address via smart contract. Not Coinbase's wallet — yours.
Transparent Pricing
1% flat, enforced on-chain. No hidden conversion spreads, no network fee markups.
No Withdrawal Step
With Coinbase Commerce you must withdraw funds. With Zateway, they're already in your wallet.
More Chains, More Options
Solana, Polygon, Base, BSC, Arbitrum, Optimism. Give customers the cheapest network option.
Platform Independent
No Coinbase account needed. No ecosystem lock-in. Just connect your wallet and go.
Direct Settlement
On-chain confirmation means your funds are available without batching or holding periods.
Own your payments
Non-custodial, multi-chain, and live in minutes. No Coinbase account required.