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COMPARISON

Zateway vs CoinGate for Crypto Payments

CoinGate is a popular custodial gateway. Zateway offers the same merchant tools with true non-custodial settlement and transparent pricing.

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Feature-by-Feature Comparison

FeatureZatewayCoinGate
Non-custodialCoinGate holds funds and processes withdrawals; Zateway settles directly
Flat 1% feeCoinGate charges 1% but adds conversion spreads on payouts
Smart-contract enforcedOn-chain fee logic — transparent and verifiable
Stablecoin-firstBoth accept stablecoins; CoinGate supports 70+ tokens
No hosted buyer accountBoth can take crypto-only payments without forcing a separate buyer account
Fiat settlementCoinGate converts to EUR/USD; Zateway settles in crypto
Multi-chain (6 chains)Solana, Polygon, Base, BSC, Arbitrum, Optimism
Hosted checkoutBoth provide branded hosted payment pages
WooCommerce pluginBoth offer WordPress/WooCommerce integrations
No withdrawal delaysCoinGate processes payouts on schedule; Zateway settles directly on-chain

Why Merchants Choose Zateway

True Non-Custodial

CoinGate holds your crypto and processes payouts. Zateway never touches your funds — smart contracts handle the transfer.

No Hidden Spreads

CoinGate's 1% fee doesn't include conversion spreads on payouts. Zateway's 1% is flat, on-chain, and final.

Direct Settlement

No waiting for CoinGate to process your withdrawal. Funds arrive in your wallet once payment confirms on-chain.

No Account Freezes

Custodial gateways can freeze accounts. Non-custodial means your wallet, your rules — no intermediary risk.

Modern API

REST API with HMAC-signed webhooks, idempotency keys, and a full sandbox. Built for today's developer stack.

Simpler Pricing

1% flat. No tiers, no volume discounts to qualify for, no conversion spreads. What you see is what you pay.

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1% flat, enforced on-chain. No spreads, no surprises. Start in 5 minutes.

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