COMPARISON
Zateway vs MoonPay for Crypto Payments
MoonPay helps users buy crypto. Zateway helps merchants accept it. Different tools for different jobs — here's why merchants choose Zateway.
Try Zateway FreeFeature-by-Feature Comparison
| Feature | Zateway | MoonPay |
|---|---|---|
| Merchant payment gatewayMoonPay is a fiat on/off-ramp widget; Zateway is a full payment gateway | ||
| Non-custodialMoonPay holds funds during conversion; Zateway settles directly to your wallet | ||
| Flat 1% feeMoonPay charges 1-4.5% plus network fees and conversion spread | ||
| Smart-contract enforcedOn-chain fee logic — transparent and immutable | ||
| No hosted buyer accountMoonPay's fiat checkout requires buyer onboarding and identity verification | ||
| Stablecoin payments (USDT/USDC)Both support stablecoins, different use cases | ||
| Fiat on-ramp/off-rampMoonPay specializes in fiat ↔ crypto conversion | ||
| Hosted checkout pageBranded merchant checkout pages for payment collection | ||
| Webhooks & REST APIBoth offer developer APIs | ||
| 6 chains supportedSolana, Polygon, Base, BSC, Arbitrum, Optimism |
Why Merchants Choose Zateway
Built for Merchants
MoonPay helps users buy crypto. Zateway helps merchants accept crypto as payment. Purpose-built checkout, invoicing, and settlement.
75% Lower Fees
MoonPay charges 1-4.5% plus spreads. Zateway is 1% flat, always. On $10K in monthly payments, save over $350.
Direct Settlement
No conversion delays, no withdrawal processing. Stablecoins land directly in your wallet after on-chain confirmation.
Zero Buyer Friction
Customers don't need to verify identity or create an account. Connect wallet → pay → done.
Payment-Optimized API
Checkout sessions, payment status webhooks, transaction analytics. Every endpoint designed for payment flows.
Predictable Costs
No variable fees based on payment method, region, or token. 1% flat on every transaction, on every chain.
Ready to accept payments?
Purpose-built for merchants. 1% flat fee. Non-custodial. Start in 5 minutes.