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COMPARISON

Zateway vs NOWPayments for Merchants

NOWPayments supports 200+ tokens but holds your funds. Zateway focuses on stablecoins with true non-custodial, direct settlement.

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Feature-by-Feature Comparison

FeatureZatewayNOWPayments
Non-custodialNOWPayments holds funds and processes payouts; Zateway settles directly
Flat 1% feeNOWPayments starts at 0.5% but adds conversion and withdrawal fees
Smart-contract enforcedOn-chain fee logic — transparent and verifiable
Stablecoin-first (USDT/USDC)NOWPayments supports 200+ tokens; Zateway focuses on stablecoins
No volatility riskStablecoin-only means no price swings between payment and settlement
Direct to your walletNOWPayments batches payouts; Zateway settles on every transaction
200+ cryptocurrency supportNOWPayments supports many altcoins; Zateway focuses on USDT/USDC
Fiat conversionNOWPayments can auto-convert to fiat; Zateway settles in crypto
WooCommerce & Shopify pluginsBoth offer e-commerce platform integrations
Webhooks & REST APIBoth offer developer APIs for custom integrations

Why Merchants Choose Zateway

True Non-Custodial

NOWPayments holds your funds and processes payouts on their schedule. Zateway never touches your money — smart contracts handle everything.

No Hidden Fees

NOWPayments advertises 0.5% but adds conversion fees, withdrawal fees, and network fees. Zateway's 1% is flat and final.

Every Payment Settled Directly

No waiting for daily/weekly payouts. Every payment confirms on-chain and arrives in your wallet after confirmation.

Zero Volatility

NOWPayments supports volatile tokens. Zateway's stablecoin focus means you receive exactly what the customer paid, minus 1%.

Simpler Integration

Fewer tokens means a cleaner API. 3 calls to go live — create session, redirect customer, handle webhook.

No Withdrawal Process

With NOWPayments you must request withdrawals. With Zateway, funds are already in your wallet. Nothing to withdraw.

Your wallet, your funds

Non-custodial stablecoin payments. 1% flat. Nothing to withdraw — it's already yours.

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