COMPARISON
PayPal added crypto as a feature. Zateway was built for it. No holds, no chargebacks, no custodial risk — just direct settlement.
Try Zateway Free| Feature | Zateway | PayPal Crypto |
|---|---|---|
| Crypto-nativePayPal added crypto as an afterthought; Zateway is built from the ground up for it | ||
| Non-custodialPayPal holds all crypto in their custodial wallet; Zateway settles to yours | ||
| Flat 1% feePayPal charges 1.5-2% spread on crypto, plus merchant fees | ||
| Smart-contract enforcedOn-chain fee logic — transparent AND immutable | ||
| No chargebacksPayPal crypto is still subject to their dispute process | ||
| No hosted buyer accountPayPal requires a PayPal account with identity verification before checkout | ||
| 6 chains supportedPayPal only supports a few tokens on limited networks | ||
| Fiat payoutsPayPal converts to USD automatically; Zateway settles in crypto | ||
| Credit/debit card paymentsPayPal handles traditional payments natively | ||
| Brand recognitionPayPal is a household name; Zateway is the specialist for crypto |
PayPal doesn't let you withdraw crypto to external wallets on many features. Zateway sends funds directly to your own wallet.
PayPal's crypto fees include hidden conversion spreads of 1.5-2%. Zateway's 1% is flat, on-chain, and verifiable.
PayPal routinely holds merchant funds for 21 days. Zateway settles on-chain in seconds — no holds, no reserves.
PayPal can freeze your account with all your funds inside. Non-custodial means your wallet can never be frozen by us.
On-chain payments are final. No disputes, no buyer protection claims eating into your revenue.
PayPal crypto is limited to select countries. Zateway works anywhere blockchain works — truly borderless.
Non-custodial crypto payments with 1% flat fee. Own your revenue from day one.