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COMPARISON

Zateway vs Stripe for Crypto Payments

Stripe is a payments giant — but for crypto-native businesses, a purpose-built solution wins. Here's how Zateway compares.

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Feature-by-Feature Comparison

FeatureZatewayStripe
Crypto-nativeStripe added crypto as an add-on; Zateway is built for it
Flat 1% feeStripe charges 2.9% + 30¢ for cards, variable for crypto
Non-custodialFunds go directly to your wallet — Zateway never holds them
Smart-contract enforced feesFee logic is on-chain, transparent and immutable
6 chains supportedSolana, Polygon, Base, BSC, Arbitrum, Optimism
Stablecoin payments (USDT/USDC)Stripe supports USDC on select chains
No chargebacksOn-chain payments are final — no dispute risk
Fiat payoutsStripe converts to fiat; Zateway settles in crypto
Card paymentsStripe handles cards natively; Zateway is crypto-only
Webhooks & APIBoth offer robust developer tools

Why Businesses Choose Zateway

70% Lower Fees

1% flat vs Stripe's 2.9% + 30¢. On a $100 payment, save $2.20 per transaction.

Zero Chargebacks

On-chain payments are irreversible. No disputes, no fraud losses, no chargeback fees.

Direct Settlement

Funds arrive in your wallet after on-chain confirmation, not days. No holding periods.

Truly Global

Accept payments from anyone with a crypto wallet. No country restrictions, no banking requirements.

Simple Integration

3 API calls to go live. Wallet-native checkout, no lengthy buyer onboarding.

24/7 Availability

Blockchain doesn't sleep. Process payments any time, any day — no bank holidays.

Ready to switch?

Start accepting crypto payments in under 10 minutes. No setup fees, no monthly charges.

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