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COMPARISON

Zateway vs Transak for Crypto Payments

Transak is a fiat on-ramp — great for buying crypto. Zateway is a payment gateway — built for merchants accepting crypto. Here's the difference.

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Feature-by-Feature Comparison

FeatureZatewayTransak
Merchant-focusedTransak is a fiat on-ramp; Zateway is built for merchant payments
Flat 1% feeTransak charges 1-5% depending on payment method and region
Non-custodialFunds flow directly to your wallet — Zateway never holds them
Smart-contract enforced feesFee logic is on-chain, transparent, and immutable
No hosted buyer accountTransak's fiat on-ramp requires buyer onboarding and identity checks
Stablecoin payments (USDT/USDC)Both support stablecoins, but Transak focuses on fiat-to-crypto
Fiat on-rampTransak specializes in fiat → crypto; Zateway is crypto-native
6 chains supportedSolana, Polygon, Base, BSC, Arbitrum, Optimism
Hosted checkout pageBranded payment pages for seamless merchant integration
Webhooks & APIBoth offer developer tools, but Zateway is payment-flow optimized

Why Merchants Choose Zateway

Purpose-Built for Payments

Transak is an on-ramp widget. Zateway is a full payment gateway — checkout pages, webhooks, settlement, and merchant tools.

Lower Buyer Friction

Crypto-to-crypto checkout keeps payment wallet-native. Your customers connect a wallet and pay without fiat on-ramp forms.

Direct Settlement

Funds arrive in your wallet after on-chain confirmation. No intermediary holding period, no batch processing.

Lower, Predictable Fees

1% flat, always. Transak's fees vary by region, payment method, and token — often 3-5%.

Merchant Dashboard

Full analytics, transaction history, API key management, and wallet configuration. Built for businesses, not individuals.

No Compliance Overhead

Accept stablecoin payments without the regulatory complexity of fiat on-ramps. Simpler for you and your customers.

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Start accepting stablecoin payments in under 10 minutes. No setup fees and no forced buyer account creation during checkout.

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